nissan maxima reviews
You were on the phone, got distracted and before you knew it traffic had stopped, giving you no room to stop and you rear end the girl in front of you. Or, let's say you're driving along and a deer jumps out and rams into the side of your door.
Now, let's say you need to file and claim and get your car fixed. But, are your rates going to go up?
In the first case, more than likely they will depending on how much your insurance company pays out to fix both cars and medical bills if anyone was injured.
But, in the second example, since this will be a comprehensive claim your rates should not see an increase at your renewal. Unless you have a long history of hitting deer then the people from PETA will be out to get you. Or if you file a lot of small glass damage claims then your rates could be affected or you may have to pay a higher deductible for comprehensive in which case small glass damage will be less than your deductible and you will pay out of pocket.
Part 2: How long does an accident stay on my record?
Ok, so back to the example where you rear ended someone. We have already established that you are going to see your insurance rates go up. Now, we need to find out how long and how much will they go up.
State insurance boards usually allow insurance companies to charge for a accident for 3 years from the day they started charging for it. Not from the time you got into the accident. You got in the accident in December and your policy runs from October to April. Your rates won't be affected until April of the next year and the surcharge will drop off 3 years from that April.
How much will your rates go up? Are they trying to get back the money they paid out for my claim? You can usually expect a rate increase of between 20-40% on average per six months. They could go up even more if you lose some discounts you were getting, such as a claim free discount.
The increase is not a recoupment of the monies paid out by your insurance company. It is designed to charge you a premium based on the risk, or chance, that you will get into another accident in the next 3 years. You are a higher risk to the insurance company and they are able to charge you for the higher risk you present to them.
If it was based on how much the insurance company paid out then you wouldn't be able to afford it if you totaled out your 2004 Nissan Maxima at $25,000 and you had to pay that back within the 3 year surcharge period. Makes sense? Good, now get off the cell phone!
A. Chris Tijerina has over 3 years of experience in the auto insurance industry and has seen many different people deal with auto insurance related problems. http://www.insurance-for-cars.com answers many of the questions facing drivers today.
2009 Nissan Maxima Start Up, Engine, and Full Review
Are Nissan's engines as good as Toyota's and Honda's engines?
I have a Celica w/ 250k miles, in mine and alot of other peoples' opinion it's the best car on the road (just read the users ratings about the Celica on edmunds and msn autos). However, it appears that Toyota (and Honda) can't replicate the same quality they produced in the early 90's.
Within the last few days I've been researching Toyotas and Hondas in the years 1998-2000 range. From what I've read, people aren't as happy with their late 90's Toyotas and Hondas as they were with their early 90's models.
Then I read the users ratings on the 1998 Nissan Maxima, and it seems people are very happy with these cars. Bad reviews on the Maximas are almost non-existant.
My question is: is it common for people to stretch 300k or more miles out of their Nissans?
Or are the reviews about Nissans just a bluff?
i have an 02 nissan maxima that has 126000 miles on it. I have not had one problem with it as far as regular maintenance and tune ups.
Nissan engine is a very good engine.
the engine is very powerful and it being a 4 door car CAN HAUL ASS
256 horsepower stock
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